Friday, July 12, 2024
No menu items!

Child living in a house purchased on riba

Fatwaa ID: 1978

Question:
السَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ
Respected Mufti, if a baligh child lives in the house of his parents that is bought through means of interest, is that child obligated to move out of the house as soon as he/she has the means? Furthermore is buying a house through Islamic banking permissible?

Answer:
In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

  1. A house being purchased on interest/riba bearing loans does not make living in that house haraam. Perhaps the house would be void of khayr and barakah. A baaligh child may live in such a house even if he has the means to move out. He should however express his disapproval to his parents for using haraam means to purchase a house. The onus and sin will be on his parents, not him. He should encourage them, with love and wisdom, to make sincere tawbah and istighfaar.
  2. It is permissible to opt for Islamic financing options provided that the bank/institution is actually Shari’ah compliant. There are many institutions that claim to be Shari’ah compliant but in reality are not. May Allaah Ta’aala destroy their businesses. If you have identified an Islamic financing institution, you should consult a reputable scholar before going ahead with it.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York
https://askthemufti.us/

05/29/1445 AH – 12/13/2023 CE | AML1-8622

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين

__________________
Disclaimer

Darul Iftaa New York answers questions on issues pertaining to Shari’ah. These questions and answers are placed for public view on askthemufti.us for educational purposes. The rulings given here are based on the questions posed and should be read in conjunction with the questions. Many answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation. 

Darul Iftaa New York bears no responsibility with regard to its answers being used out of their intended contexts, nor with regard to any loss or damage that may be caused by acting on its answers or not doing so.

References and links to other websites should not be taken as an endorsement of all contents of those websites. 

Answers may not be used as evidence in any court of law without prior written consent of Darul Iftaa New York.