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Child living in a house purchased on riba

Fatwaa ID: 1978

السَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ
Respected Mufti, if a baligh child lives in the house of his parents that is bought through means of interest, is that child obligated to move out of the house as soon as he/she has the means? Furthermore is buying a house through Islamic banking permissible?

In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

  1. A house being purchased on interest/riba bearing loans does not make living in that house haraam. Perhaps the house would be void of khayr and barakah. A baaligh child may live in such a house even if he has the means to move out. He should however express his disapproval to his parents for using haraam means to purchase a house. The onus and sin will be on his parents, not him. He should encourage them, with love and wisdom, to make sincere tawbah and istighfaar.
  2. It is permissible to opt for Islamic financing options provided that the bank/institution is actually Shari’ah compliant. There are many institutions that claim to be Shari’ah compliant but in reality are not. May Allaah Ta’aala destroy their businesses. If you have identified an Islamic financing institution, you should consult a reputable scholar before going ahead with it.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York

05/29/1445 AH – 12/13/2023 CE | AML1-8622

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


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