Wednesday, February 8, 2023
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Going for ‘umrah with borrowed money

Fatwaa ID: 216

Question:

Assalmualaikum. I pray that this finds you well, I have made intentions to go umrah with my parents. I am a female single mother and I have low income. Initially I had the complete funds to pay for the trip but after making a substantial deposit I had a reduction in my income and as a result I cannot pay the remainder. Is it permissable for me to borrow money from someone to complete my umrah with the intentions of paying it back when I return? I know you must be debt free but if I cancel my trip and postpone to a time when I am in a better financial position then I will lose my deposit. Which for me is alot of money.

please advise me.

Answer:

In the Name of Allaah, the Most Gracious, the Most Merciful.

As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

Sister in Islam,

It is not a requisite for the validity of one’s ‘umrah to be debt-free[i]. You may borrow money from someone to complete your ‘umrah. The ‘umrah will be valid.

We make du’aa that Allaah Ta’aala accepts your ‘umrah and grants you barakah in your wealth. Aameen.

And Allaah Ta’aala Knows Best.

Muajul I. Chowdhury
Student, Darul Iftaa
Astoria, New York, USA

Checked and Approved by,
Mufti Ebrahim Desai.

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


[i] الفتاوى الهندية (1/ 237)
ويكره الخروج إلى الغزو والحج لمن عليه الدين وإن لم يكن عنده مال ما لم يقض دينه إلا بإذن الغرماء فإن كان بالدين كفيل إن كفل بإذن الغريم لا يخرج إلا بإذنهما وإن كفل بغير إذن الغريم لا يخرج إلا بإذن الطالب وحده وله أن يخرج بغير إذن الكفيل كذا في فتاوى قاضي خان في المقطعات……………………..

الباب السادس في العمرة  وهي في الشرع زيارة البيت والسعي بين الصفا والمروة على صفة مخصوصة وهي أن تكون مع الإحرام هكذا في محيط السرخسي……………..
وأما ركنها فالطواف وأما واجباتها فالسعي بين الصفا والمروة والحلق أو التقصير كذا في محيط السرخسي وأما شرائطها فشرائط الحج إلا الوقت هكذا في البدائع وأما سننها وآدابها فما هو سنن الحج وآدابه إلى الفراغ من السعي

فتاوى رحيمية (8/ 45)

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