Wednesday, July 17, 2024
No menu items!

Home warranty on appliances

Fatwaa ID: 1934

Question:
Assalaamu Alaikum wa Rahmatullaahe wa Barakaatuhu, can we buy a home warranty for our appliances. If any appliances break down the will come and fix or if can’t be fixed they will replace them. Each time they come they will charge $75.

Answer:
In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

If the warranty company is kept as a retainer for providing the service of repairing your appliances, then that will be permissible. If the company is not providing the service of repairing but instead will pay or reimburse the cost of the repair, then this will not be permissible. This would be a form of insurance. It is worth noting that many scholars deem the former to be akin to insurance as well and thus do not permit it. That is the more cautious position.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York
https://askthemufti.us/

05/06/1445 AH – 11/20/2023 CE | 690

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين

__________________
Disclaimer

Darul Iftaa New York answers questions on issues pertaining to Shari’ah. These questions and answers are placed for public view on askthemufti.us for educational purposes. The rulings given here are based on the questions posed and should be read in conjunction with the questions. Many answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation. 

Darul Iftaa New York bears no responsibility with regard to its answers being used out of their intended contexts, nor with regard to any loss or damage that may be caused by acting on its answers or not doing so.

References and links to other websites should not be taken as an endorsement of all contents of those websites. 

Answers may not be used as evidence in any court of law without prior written consent of Darul Iftaa New York.