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Home warranty on appliances

Fatwaa ID: 1934

Assalaamu Alaikum wa Rahmatullaahe wa Barakaatuhu, can we buy a home warranty for our appliances. If any appliances break down the will come and fix or if can’t be fixed they will replace them. Each time they come they will charge $75.

In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

If the warranty company is kept as a retainer for providing the service of repairing your appliances, then that will be permissible. If the company is not providing the service of repairing but instead will pay or reimburse the cost of the repair, then this will not be permissible. This would be a form of insurance. It is worth noting that many scholars deem the former to be akin to insurance as well and thus do not permit it. That is the more cautious position.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York

05/06/1445 AH – 11/20/2023 CE | 690

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


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