Fatwaa ID: 878
Asalam u Alaikum
If a woman has gold and silver in her possession which is eligible for zakat, but she does not earn money. Does her husband, who earns, have to take out zakat on her behalf?
And what if she earns herself too? Does she have to take out zakat from her earning or should she and her husband do it together?
In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.
Zakaah is obligatory on an individual basis. Each person is responsible for his/her zakaah, irrespective of whether he/she works/earns or not. The husband is not responsible to pay the wife’s zakaah nor should he pay it. When a person pays his/her own zakaah, he/she will taste the fruits and sweetness of this ‘ibaadah. The zakaah payment has many benefits, most of which can only be experienced when discharged by oneself. Notwithstanding this, if the husband does pay the wife’s zakaah willingly with her express permission, it will be valid.
It should be noted that the wealth of each person is analyzed individually. It will not be combined with others. The wealth of a couple will have the same ruling. It will not be joined. The husband’s wealth will be assessed separately from the wife’s.
If the wife or any person in general does not have cash, then she may give zakaah in kind or liquidate some of her assets to generate cash. We wish to clarify here that the zakaatable assets of a woman are the same as that of a man. All her zakaatable assets including cash in hand, savings, bank balances, pocket or spare change, gold, silver, etc., will be added together in the zakaah calculation. Zakaah is not on her gold and silver only as assumed by some. Similarly, the total value of all the zakaatable assets will be considered to determine liability. They will not be assessed individually.
And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York
08/25/1444 AH – 03/17/2023 CE | AML1-7351
وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين
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