Monday, July 22, 2024
No menu items!

Insurance claim after car accident

Fatwaa ID: 1347

Assalaamu Alaykum,

Somebody had a car crash where the car behind hit them but the passenger inside wasn’t hurt, due to the harsh brake their head hit the seat, but the most they went through was shock and a bit of anxiousness would it be permissible for the passenger inside the car that got hit to claim from the other person/his insurance?

In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

We take note of the details of your query. In the event of a car crash or accident, one may claim reimbursement for any damages, genuine tangible losses, expenses and costs related to the accident. It will not be permissible to claim for potential loss or non-tangible harms or difficulties. Shock and anxiousness are not valid issues to claim financial reimbursements for. It will not be permissible for the passenger in the enquired situation to make any claims. Similarly, the driver and/or others must ensure that their claims are valid according to the Shari’ah. Any extra amount claimed will have to be returned or given away in charity.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York

12/06/1444 AH – 06/24/2023 CE | AML1-7939

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


Darul Iftaa New York answers questions on issues pertaining to Shari’ah. These questions and answers are placed for public view on for educational purposes. The rulings given here are based on the questions posed and should be read in conjunction with the questions. Many answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation. 

Darul Iftaa New York bears no responsibility with regard to its answers being used out of their intended contexts, nor with regard to any loss or damage that may be caused by acting on its answers or not doing so.

References and links to other websites should not be taken as an endorsement of all contents of those websites. 

Answers may not be used as evidence in any court of law without prior written consent of Darul Iftaa New York.