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Intentionally engaging in sin with the intention of tawbah

Fatwaa ID: 1925

Asalam alaykum.
In some countries. Muslims do sins for example buy houses on interest and then openly say they will repent at the end. For example like after I pay off the house I will repent for taking a interest mortgage. Is such a tauba acceptable since the muslim is intentionally engaging in sin and waiting for the end to repent?

In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

The above is a mockery of Deen. A person has to be very daring and foolish to do such. What guarantee does he have that he will be afforded the chance to make tawbah? Tawbah is a blessing from Allaah Ta’aala upon us. What guarantee does he have that Allaah Ta’aala will accept his tawbah after such bold and perhaps arrogant remarks of his? Will he even live long enough for that? Only Allaah Ta’aala knows whose tawbah will be accepted. However, one should reflect over the above before engaging in any sin, especially where it can be avoided. Allaah Ta’aala al-Ghafoor and ar-Raheem, The Oft-Forgiving and Most Merciful, but He is also al-Jabbar and al-Muntaqim, the Compeller and the Avenger. Our faith is a balance between fear and hope.

Sincerity and humility is a requisite for the validity of tawbah. The tone displayed in the above shows the absence of both. Likewise, a believer hides his sins from people. When a believer engages in sin, he is truly remorseful and regrets his actions.

It should be noted that purchasing a house with mortgage is haraam. A person engages in war with Allaah Ta’aala and His Messenger. There is no exception to this prohibition. There is no need to purchase a house. Should one wish to purchase a house, he may explore Shari’ah compliant Islamic financing options.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


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