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Paying off someone’s debt as zakaah

Fatwaa ID: 880

السلام علیکم ورحمة الله وبركاته

Does zakaat have to be received physically from a recipient or can it be transferred into a bank account that they need to pay off?

Eg A is zakaatable and has Dr fees to pay off. B has zakaat and pays it into the Drs account. Is this valid? Or does the money have to be given to A and then he pays it to the Dr?

جزاك الله خيرا

In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salaamu ‘alaykum wa-rahmatullaahi wa-barakaatuh.

Your question and your example do not match. We will answer the question according to the example posed. We understand that you are enquiring about whether a person can pay off someone’s debt with his zakaah money.

In principle, for the discharging of one’s zakaah to be valid, the eligible recipient must assume possession of the zakaah funds. Giving the zakaah funds to a creditor of the eligible zakaah recipient will not be sufficient unless there is express consent found from the eligible recipient. If express consent is not found, then the zakaah payment will not be valid. In the enquired situation, it will be sufficient to transfer the funds to the doctor’s account provided that the patient who is zakaah eligible expressly consents to this.

And Allaah Ta’aala knows best.
Mufti Muajul I. Chowdhury
Darul Iftaa New York

08/25/1444 AH – 03/17/2023 CE | AML1-7353

وصل اللهم وسلم وبارك على سيدنا محمد وعلى ءاله وصحبه أجمعين


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